How To- Use a Credit Card
Okay, so the obvious answer is “you just swipe the credit card and go”. But, seriously, what is the best way to use a credit card? The answer is equally simple: Use a credit card as if it were cash. …
Category: Credit
How To- Maximize Your Credit Score
In order to achieve the great success you want in life you are going to need credit. A high credit score will save you money throughout your life and allow you to make your money work for you. Only the …
How To- Establish Credit
You should start building your credit as soon as you turn 18. Many young adults learn this lesson after being turned down for a necessary purchase, like a car. The easiest way to build your credit is to be added …
How To- Pay Off Credit Cards
There are many ways and reasons to find yourself with recurring balances on your credit cards. And, with Annual Percentage Rates (APRs) up to 30%, it can be very difficult to pay off those balances. Worse, if you pay only …
How To- Cash or Credit?
There is a lot of debate between whether to make purchases with cash or credit. A credit card makes it very easy to spend more than you had budgeted. A credit card can also make it very easy for you …
How To- Choose the Right Credit Card
There are a lot of credit card options out there. After deciding why you want to have a credit card (see “How To- Cash or Credit?” and “How To- Build Your Credit”), you will want to decide which credit card …